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ACCOUNT PRODUCT NAME MINIMUM OPENING DEPOSIT MINIMUM BALANCE TO OBTAIN APY INTEREST RATE APY
Personal Interest Checking ^^ $1,500 0.05% 0.05%
Personal Savings ^^ $300 $100 ^^^ 0.05% 0.05%
Personal Basic Money Market ^^ $2,500 $2,500 ^^^ 0.10% 0.10%
Personal Investor Money Market ^^ $25,000 $1,000 ^^^
$1,000-$24,999
$25,000- $49,999
$50,000- $99,999
$100,000 and up
0.05%
0.15%
0.30%
0.50%
0.05%
0.15%
0.30%
0.50%
Business Interest Checking ^^ $1,500 0.05% 0.05%
Business Basic Money Market ^^ $2,500 $2,500 ^^^ 0.10% 0.10%
Business Investor Money Market ^^ $25,000 $1,000 ^^^
$1,000-$24,999
$25,000- $49,999
$50,000- $99,999
$100,000 and up
0.05%
0.15%
0.30%
0.50%
0.05%
0.15%
0.30%
0.50%
Premium Certificate 1 Months ^ $10,000 $10,000 ^^^ 0.05% 0.05%
Premium Certificate 3 Months ^ $10,000 $10,000 ^^^ 0.10% 0.10%
Premium Certificate 6 Months ^ $10,000 $10,000 ^^^ 0.15% 0.15%
Premium Certificate 9 Months ^ $10,000 $10,000 ^^^ 0.20% 0.20%
Premium Certificate 1 Year ^ $10,000 $10,000 ^^^ 0.30% 0.30%
Premium Certificate 2 Years ^ $10,000 $10,000 ^^^ 0.50% 0.50%
Premium Certificate 3 years ^ $10,000 $10,000 ^^^ 0.65% 0.65%
Premium Certificate 4 Years ^ $10,000 $10,000 ^^^ 0.85% 0.85%
Premium Certificate 5 Years ^ $10,000 $10,000 ^^^ 1.20% 1.21%

Interest Rates and Annual Percentage Yields are current as of July 19, 2016.

Fees could reduce the earnings on the account.


The interest rate and annual percentage yield is subject to change at the Bank's discretion*


^) A penalty may be imposed for early withdrawal.

^^) The interest rate and annual percentage yield may change after account opening.

^^^) Daily balance. The amount of the principal in the account each day.