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Personal Accounts

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OPEN A NEW ACCOUNT	FREE CHECKING ACCOUNT	INTEREST CHECKING	INVESTORS MONEY MARKET ACCOUNT	BASIC MONEY MARKET ACCOUNT	REGULAR SAVINGS ACCOUNT	CERTIFICATES OF DEPOSIT
Best for	A simple checking account for every day needs	Bringing value to your checking by earning interest	Maintaining flexibility while earning a higher interest rate	Earns a competitive interest rate on lower balances	Low balance interest bearing savings account	Higher interest rates for terms 30 days to 5 years
Earns interest
Minimum opening deposit	$100	$1,500	$25,000	$2,500	$300	$10,000
Minimum daily balance to avoid monthly service charge	None	$1,500	$25,000	$2,500	$300	$10,000
Monthly service charge (If minimum balance is not met)	$0	$12	$25	$12	$5 Quarterly	$0
Free online banking & bill pay
Free monthly account statement					Quarterly	At Maturity
Unlimited check writing
6 free automatic transfers

FREE CHECKING ACCOUNT

With the Seacoast Commerce Bank Free Personal Checking Account, you can expect just that – no monthly service fees and no minimum balance requirements!

Minimum opening deposit $100

No minimum daily balance required

No monthly service charge

Monthly statement of account activity

INTEREST CHECKING ACCOUNT

The Seacoast Commerce Bank Interest Checking Account is designed to bring you more value by earning interest on your checking account and offering the benefit of no monthly service fee when you maintain a minimum daily balance of $1,500.

Minimum opening deposit: $1,500

Unlimited check writing privileges

Initial order of checks is complimentary

Monthly statement of account activity provided with images

Interest is compounded daily and posted monthly

Monthly maintenance fee (if minimum balance is not maintained): $12

If the account is closed before the interest is credited, you will not receive the accrued interest for that month

Fees may reduce the earnings on accounts

INVESTORS MONEY MARKET ACCOUNT

Keep the flexibility of a liquid account, while earning a higher interest rate by maintaining a higher balance on this limited transaction checking account.

Minimum opening deposit: $25,000

Minimum daily balance: $25,000

Monthly maintenance fee (if minimum balance is not maintained): $25

Transfers and withdrawals made in person, by mail, or at ATMs are unlimited

A $10 excessive transaction fee will be assessed for each withdrawal in excess of 6 per statement cycle (4 weeks or similar period)

Interest is compounded daily and posted monthly

If you close the account before the interest is credited, you will not receive the accrued interest for that month

Fees may reduce the earnings on accounts

BASIC MONEY MARKET ACCOUNT

A Basic Money Market Account allows you to earn a competitive interest rate while providing limited access to your funds without a penalty. You will receive a monthly statement detailing your account activity.

Minimum opening deposit: $2,500

Minimum daily balance: $2,500

Monthly maintenance fee (if minimum balance is not maintained): $12

Transfers and withdrawals made in person, by mail, or at ATMs are unlimited

A $10 excessive transaction fee will be assessed for each withdrawal in excess of 6 per statement cycle (4 weeks or similar period)

Interest is compounded daily and posted monthly

If you close the account before the interest is credited, you not receive the accrued interest for that month

Fees may reduce the earnings on accounts

REGULAR SAVINGS ACCOUNT

If you are just beginning to build your savings, a Regular Savings Account at Seacoast Commerce Bank can help you to get started

Transfers and withdrawals made in person, by mail, or at ATMs are unlimited
A $1 service charge will be assessed for each withdrawal made by other means in excess of 6 per quarter
Minimum opening deposit of $300
Interest compounded daily and posted quarterly
Quarterly maintenance fee $5 (if minimum daily balance is not maintained)
If the account is closed before the interest is credited, you will not receive the accrued interest for that quarter
Fees may reduce the earnings on account

CERTIFICATES OF DEPOSIT

Seacoast Commerce Bank Certificates of Deposit (CD's) provide a guaranteed return with fixed rates and a choice of terms.

Earn a higher interest rate with a minimum opening deposit of $10,000
Terms available, 30 days to 5 years
Choice of interest payment options
Interest compounded daily, payable by monthly check or direct deposit
Our current rates are available on this website or you may contact one of our branches for more information
Early withdrawal penalty may apply